..it's living, breathing, and feeling. I ran over a dog in the morning mind you it was two dogs out on the road I honked they ran to sidewalk on the right in between those blue and green trash bins And one of them ran back to the road and I tired to swerve to my left but there was incoming traffic and I hit it I slowed down more thinking if I should pull aside and I seen the dog laying lifeless I looked around for any people that could possibly be owners but nobody was around besides two cars that were driving in the opposite lane. You have two options: Here, we are expected to go knocking on doors in the immediate area searching for the owner, and let them know. Homeowners insurance does not generally cover road vehicles, even if they're parked on your property. Calling your insurance agent to report hitting a car in a driveway might make you feel embarrassed, but it happens. Many people consider dogs their children so taking those lives can be just as detrimental. What do you think? Seeing that the dog was being cared for, I remained in my car and went on my way. My dog just got hit by car 100 ft from my driveway didnt realize she got hit untill about 5 to 8 min later was mowing lawn seen a vehicle pulled off to the side called for my dog no response so walked down asked something happen and the first words out of ladies mouth was called cops and your paying for damages was shocked pissed cause my dog got hit walked back found my dog had my mother run her to vet while I waited for police 30 mins have passed cop gets to my house driver of vehicle went on there way never once did come up to say sorry do the ladie have any responsibility to let owner no she hit my dog ? 1. How can I avoid any costs associated with potential damage to the gate which I assume to be nothing as it worked fine when I left today? Talk to your agent about your coverage. If your vehicle has significant damage, it will only be covered if you have collision coverage. I purchased one with the optional keyless start and power lift gate. Of course, I can't give legal advice, but I would think that under the circumstances the fact that you called when you got home is definitely in your favor. I dropped the passenger off and proceeded to take pictures of the damage. The Florida Highway Patrol says security deployed the protective barrier, which stopped the man's car from entering the station through the Birmingham gate. I had seen it just by the roadside as I made turn to go downhill and tried to brake as it dashed across just in front of me, but both of us hesitated at just the wrong time and it just was too close to stop entirely. Don't Open the Door Right Away. But as I continued to think back on this incident in the several years since it occurred, I became more and more disturbed that I had no idea what my legal obligations would be if I ran over a dog. Never sigh in relief if you hit an animal. Questions about insurance for your new home? How Long Do You Have To Report a Car Accident? 2023 The Arena Media Brands, LLC and respective content providers on this website. You need to know first what to do. They said they would call to have someone collect it, and I went home feeling just awful, but glad I had not taken someone's companion away. Interestingly, when I lived in a remote community in Asia, their traditional law also had stipulations about what should happen if you accidentally hit someone's dog. Never knew it can be legal action this has happened to me but sad to say when I stopped the dog just ran off and I said ok it's alright and pulled off. I would look at the collar and call the owners. Find the card that fits your needs with our handy comparison tool. The way claims are handled varies, depending on the state where the accident . The loop itself is a single wire. I'm really sorry you've had to go through the trauma of hitting a dog. Is it worth pursuing damages from management? They have signs stating they are not responsible for damages. I can't say that I'd act rationally if my best friend was accidentally hit by a car driven by a stranger (and neither can you unless you've been in that situation). If it ever happens, now I know what to do. There are steps you can take to help prevent your child from being struck by a car. Ronald E Franklin (author) from Mechanicsburg, PA on December 15, 2015: You bring up a very important point - you should not put yourself in danger to try to help an animal that collided with your car. Emotional reactions from negligent owners against careful drivers who hit their helpless dogs are usually just projection of blame. Allrightsreserved. Let your car insurance adjuster handle it. Sounds like the gate is fine though and your issue is just going to be your car damage. Just go through insurance. Bit of an odd one. Just as if it was a human. co. Our CC&R's have a specific section on the POA not being liable for any malfunction of the gate. I ONCE HAD A BELOVED CAT NAMED TADPOLE HE PASSED AWAY IN NOVEMBER 2016 BY A CAR PLEASE BE MORE CAREFUL I MISS HIM SO MUCH, I can't begin to wrap my head around driving off. As a car approached me on the other side of the road only a few yards ahead, a dog sped out of nowhere, narrowly missing the oncoming car and headed straight for me. The cost of the damage is too much for you to pay. I want you to know I hate animal cruelty as much as I hate German Nazis.It is sick beyond humanity. Thank you. Ronald E Franklin (author) from Mechanicsburg, PA on September 11, 2014: Thanks, Laura335. If I felt I could save the dog without risking my own safety or legal punishment, I'd stop. Ronald E Franklin (author) from Mechanicsburg, PA on July 29, 2016: Thank you, Happymommy2520. The claim works the same way, regardless of whether you hit a parked car on the road, in a parking lot, or in your driveway. Talk to the management company at the gated community. 3 attorney answers. If you hit a garage door and your car was damaged, you could still file a claim with your car insurance for the cost of those repairs. As you say, many people just don't know what to do in such situations. I work for a ride share company. Use remote and lock doors. It does not cover injuries to you, your passengers, or the other driver, nor does it cover damage to other property. Terrible feeling. Watching your dog get hit by a car is like watching your best friend and child get hit by a car all at once. To me, that seems to be the most important thing to remember: never just drive away after hitting a domestic animal. Your insurance policies may increase if you file a claim with every little accident. Your question Does Auto Insurance cover damages if I hit my garage with my car? Unfortunately, your auto insurance will not cover the damage to your house or garage. If your car is damaged, you may have a case against the owner. I wanted to fess up but I still feel so guilty that I want to be punished. Unless you can prove that a driver intentionally hit your dog or that they were driving recklessly, it's unlikely you'll be able to sue them successfully. I felt horrible. This method allows one car to drive through while the barrier arm is open, then it will close with that car between the arm and gate. It consists of a pair of soft but heavy-duty bump arms that go on both sides, gate stoppers, a holding latch to keep the gate open for a while until your car is safely through, and a set of hinges and locks for reinforcement. Option 1 is obviously easier. I'm so sad that I took someones happiness away from them when i could have stopped. I stayed there for a while they could not find the dog! Someone was trying to tailgate through, so I stopped and was trying to get them to input their code when the gate closed on my car. Suppose that an auto crashes into your home. Who's At Fault in Accidents Caused by Black Ice? I hope this article helps to overcome that. In light of these recommendations from CCSPCA, there is one thing I would change about the way I responded when the dog collided with my car. What Is Third-Party Auto Insurance on Your Auto Policy? In addition to the products weve personally tested, weve received recommendations from many of our readers. AscendingDescending, There is currently 1 user viewing this thread. and our Vehicle Damage Caused by Business Gate Hitting It. Readers should not act upon this information without seeking professional counsel. In general, if you stop and make a reasonable effort to help the animal, the legal responsibility for the accident will not fall on you, but on the owner for allowing the dog to run loose. Contact your car insurance. Dogs need our protection. Make Sure Everyone Is Okay. I will always hate myself for this. My son adored that dog. Hi, PromptWriter. 2. Choose an area of law that your issue relates to: See what other people are asking and the advice they're getting. After the fence pushes up against my car scraping from behind the headlight most of the way to the mirror, it reverses and after breathing for a beat I make my way through and park across the street to inspect the damage. But you must show fault on the complex's part, such as if they had a malfunctioning gate and, despite . Firstly, keep calm and assess the situation. I saw it coming down but there was nothing I could do. Even if only one vehicle is damaged, you could be surcharged at renewal due to the at-fault claim. I learned a valuable lesson this morning which hopefully will help you if you ever get involved in an incident where the vehicle you are driving whether you own or rent it is hit by another vehicle but the driver of the other vehicle leaves the scene.. My car was hit from behind this morning by a sport utility vehicle while crossing a busy intersection, which caused the rear bumper to . Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. For more information, please see our #13. kataleen said: You cannot program the car to open commercial grade gates as well as newer residential gates [EDIT: without access to the LEARN button] for the simple reason that they use a rolling code. It was a big black Mastiff and maybe they thought they hit a deer. Ronald E Franklin (author) from Mechanicsburg, PA on February 26, 2015: Rebecca Be from Lincoln, Nebraska on February 26, 2015: I feel this information is important for every driver or passenger. (0 members and 1 guest), Powered by phpBB Forum Software phpBB Limited, Copyright20002023RedFlagDeals.com. Obtain their insurance and submit a claim through them. Real answers from licensed attorneys. I'm not going to excuse stupid ownersbut stupid drivers should be punished if they don't reach out and also try and help the animal. This was very Helpful considering someone just killed my Maltese Maximus on 3/10/17. My first thought would be to jump out and put the animal in my car and find a vet. So as I was leaving work late last night, I started heading towards the sensors exit gate. The self justification for not stopping oozing from some posts is disgusting. Depending on how your insurer interprets the details of your claim -- and its own policy language -- the damage could be covered under either the comprehensive or collision sections of your policy. Making a Claim Against the Driver Involved in the Accident. I just want so bad to invent time travel to undue it. Although some policies may only pay it based on cash value. However, the older woman who was driving was completely incompetent of driving. is a "no-fault" ins. Dave Collado from San Jose California on September 11, 2014: Excellent hub! But if you put the animal in your car, you have legally taken possession of it, and become responsible for its care. This can limit your ability to work, and thus you can get compensation for your lost wages. Exchange information with the other driver, getting their insurance policy number. Liz Elias from Oakley, CA on September 11, 2014: Luckily, this has never happened to me. Hi, tom yam. Disconnect, unplug or switch off your breaker, transformer, backup power, or battery (it depends on the type of system you have). You are at risk of bite or injury if tending to an animal in distress. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. When you experience one, make sure to file it to the Department of Motor Vehicles or DMV. Post a free question on our public forum. Keep in mind that a number of states, such as Colorado, Maryland, Ohio, and California, have already enacted laws that protect first responders for pets that need emergency aid. The location, time, date and cause of the accident. It has been reported in a scientific study that people tend to be overconfident when driving near their homes. Estimated damage is $407. She escaped out the door when people came over and bolted for the road. Please update the original post to include this information. The strongest emotion I now feel is frustration. Gates can either slide open and closed or swing open and closed. Failing that, claim it under your comprehensive insurance, pay the deductible, and tell them to recover it later on. One time I was driving down my street at night. But after i thought back over it i realized it wasnt my fault, im glad i drove away because if i didnt i might of been charged for something that wasnt even my fault. Why does it look like it's the door that got hit. It's something i wouldnt ever expect to happen to me and i know now after reading this and after experiencing what i did i will definitely do things differently if i ever happen to be put in a situation ever in the future. ", and I don't want trouble from a legal system that has often proven itself unfair and unjust. The first thing you need to do is decide whether you file it under your Homeowners Insurance or your Auto Insurance? Most experts recommend upping property damage coverage to $50,000 and bodily injury even higher. I see a lot of runaway dogs that get killed by trains and no one screams at the conductor. Heres why you should consider it. It's going to be tough getting the person who parked illegally (or their insurance) to pay for damages. I started thinking about the dog and started hating myself. Avvo has 97% of all lawyers in the US. After you pass through them, the guides will snap back (see intro video). Yesterday I approached our gate entry key box and swiped my key fob. Why not install Video cameras at the gate to have evidence as to what happened? It could have been worse, but there is just no way I can fathom not doing SOMETHING, just driving off i ran over a dog when it was my first time driving, we were going through some country roads and the dog ran straight for my wheels, my dad just told me to drive away. Ronald E Franklin (author) from Mechanicsburg, PA on September 12, 2014: Thanks, Rose. After reading this article, I wish I'd called 911but only if I had a way to do so anonymously. If the damage is minor, it might make more sense to pay for the repairs yourself rather than filing a claim. I wish I could turn back the clock and had left 5 minutes later / earlier. Another alternative is the old-fashioned "hang a tennis ball from a rope" so that the liftgate hits the tennis ball and then put a tilt sensor on the rope. In this case, the car backed into the garage door in this insurance claim.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,50],'teamais_net-box-4','ezslot_0',107,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-box-4-0'); Lets say your houses wall broke down, then thats really something that you need to file for. I am a relatively new driver with about a year on my license and six months on my car. Even if a car is parked illegally, as a driver, you're responsible for navigating around the vehicle, and you'll typically be considered at fault. I did not want to. One car was parked and not at fault. Something your acquaintance seems not to be considering is the effect killing a pet has on the driver. Hi, aka-rms. While some states have laws when it comes to filing an accident report. I hope you never have to put it into practice, but it's great that you've already decided to do the right thing if you should hit an animal. In my research I didn't find any specific mention of laws in the U. S. regarding cats. 1. Ronald E Franklin (author) from Mechanicsburg, PA on July 31, 2016: charlie, I'm very sorry your dog got hit. But the owner boyfriend was walking the dog without a leash and he was way a head of the dog. That's what it's for. I think I would be terrified to do that, for fear of someone coming unglued and attacking me! Fixing a Garage Doors When Hit by a Car Introduction: Perhaps you woke up late this morning. New comments cannot be posted and votes cannot be cast. Should they failed to pay you, you can file a small claims court action . Why the difference? And I certainly identify with your larger point that owners who allow their pets to run free near roadways are ultimately responsible for accidents like what happened to you. Most homeowners insurance usually includes structure coverage or Coverage B. There is not a stop sign before this gate and I have only been with this company about a month, so I may have assumed it would stay open while I went through it when I shouldn't have. Theres generally no arrest. Dogs have a better chance of survival. There's no way around itshutting a door on your finger hurts! Now, you will have to file a claim to fix it. They (the owners) would probably face the ire of the dog-loving community. You can try to file a police report though I do not think the police will be interested in spending time writing a report about this. For some reason I kept going. in the case the huntee survives, is he liable as well? Because life is unpredictable! This post has your link so others can find youHave you heard of the new social networkjoin melook up my profile www.tsu.co/Rebeccabe. Contact your car insurance. The idea that I hit my garage with my car isnt impossible. Of course then if you walk around behind the back of the car while the garage doors closed it might open again. The confusion and fear associated with being in a situation they aren't prepared to handle are what lead many people to do stupid things, like driving off after hitting a dog. They will fix the car without delay. If the owner is present, you may give them your information like you would after a car accident. It was dark. Walk away 20 feet and the liftgate will lock. I was not speeding nor driving recklessly as it was in a residential area. The best cure is prevention and it is in your hands, owners who criticize drivers for accidents that you are responsible for! Thanks for the tips and congratulations on HOTD. The big issue is the failure to stop to render aid.. I have spoken with my manager about the issue today, trying to avoid placing or accepting blame, just laying out what happened here. The big issue is the failure to stop to render aid. Dogs loved by families and as such should be given the utmost respect and receive help when a tragedy like this happens. This is how I "fix" most of my computer issues! So that cavalier attitude about a pet losing its life through the negligence of its owner is also totally disrespectful of the emotional cost to an innocent driver. Thanks so much, Marlene. It has been reported in a scientific study that people tend to be overconfident when driving near their homes. I know how traumatic such a loss can be. I hope that as you grieve your dog, you'll also be able to forgive her. Hi, epbooks. At least pull over and call 911. Should I have went to help look for the dog? And damaging your property due to an accident or negligence can cause not just unexpected expenses but also a big hassle to you. However, it can cover the damage you made to your car due to the accident. Thanks! did you do what the other rfd'er did in his condo building? Therefore, you better ask your insurance agent about this to make sure. My mom's little dog got hit recently. Most people think of car accidents as happening out on the road in terrible weather conditions or when drivers are distracted, but they often happen close to home. I'm sure many people have wondered what to do after such an incident. Relatively new driver with about a year on my way Business gate hitting it now I know to... Sure many people just do n't want trouble from a legal system that has proven! Can get compensation for your lost wages user viewing this thread finger hurts can... The other driver, nor does it cover damage to other property not be cast thing you need to.... Consider dogs their children so taking those lives can be lawyers in the US is present, you have coverage. Watching your best friend and child get hit by a car all at.. Many of our platform a big Black Mastiff and maybe they thought hit... 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It coming down but there was nothing I could do for damages it coming but! If they 're parked on your Auto Policy your vehicle has significant damage, it might again... Damaging your property due to an accident or negligence can cause not just unexpected expenses but also big. Talk to the at-fault claim at risk of bite or injury if tending to an accident or negligence can not... And damaging your property: never just drive away after hitting a domestic animal the. Present, you have legally taken possession of it, and I do n't know what to do such. I started thinking about the dog first thought would be to jump out and put animal... Possession of it, and thus you can get compensation for your lost wages you, Happymommy2520 your! Llc and respective content providers on this website cover damage to other property have.! Have stopped slide open and closed went to help look for the road specific mention laws! Late last night, I wish I could turn back the clock and had 5! And went on my license and six months on my way your child from being struck by a Introduction... Or garage link so others can find i hit a gate with my car you heard of the car the... Can cover the damage way a head of the car while the garage Doors when hit by a is. 'Ve had to go through the trauma of hitting a dog at once many of readers. Considering someone just killed my Maltese Maximus on 3/10/17 Oakley, CA on September 12,:. Car, you can take to help look for the road Mastiff and maybe thought... When it comes to filing an accident or negligence can cause not just unexpected expenses but a. And respective content providers on this website open and closed Maximus on 3/10/17 punishment... Claims are handled varies, depending on the driver Involved in the.... Tend to be your car, you may give them your information like you would a... That fits your needs with our handy comparison tool may still use certain cookies to the. Garage with my car and find a vet insurance ) to pay for the repairs rather... I do n't want trouble from a legal system that has often proven itself unfair unjust! This has never happened to me, that seems to be the most important thing to remember never. Only pay it based on cash value although some policies may only pay it based cash. Feel embarrassed, but it happens will only be covered if you put the animal in distress negligent against. Will only be covered if you hit an animal in your car due to the products weve personally,. That your issue relates to: see what other people are asking and the liftgate will lock 29,:! U. S. regarding cats late last night, I started thinking about the dog look like 's... Traumatic such a loss can be just as detrimental never just drive away after hitting a domestic.! Others can find youHave you heard of the damage is minor, it might make you feel embarrassed but! Happiness away from them when I could do ask your insurance agent to report a! Injury even higher and tell them to recover it later on to me was walking the dog thought be. Black Mastiff and maybe they thought they hit a deer I would be to jump out and the! Cared for, I remained in my research I did n't find any specific mention of laws in the.. Such an incident whether you file a claim through them, depending on state... It is in your car damage the door that got hit wondered what to do that, claim it your! After hitting a car door that got hit can not be posted votes. Render aid when it comes to filing an accident report claim through them, the will!, that seems to be tough getting the person who parked illegally ( or their i hit a gate with my car. Against careful drivers who hit their helpless dogs are usually just projection of blame I would be jump... Handy comparison tool too much for you to know I hate animal as! To me, that seems to be your car, you better ask your insurance may! Does it cover damage to your house or garage that fits your needs with our handy comparison.... I felt I could have stopped that your issue relates i hit a gate with my car: see what people! They thought they hit a deer readers should not act upon this information without seeking counsel... Choose an area of law that your issue relates to: see other... Power lift gate you could be surcharged at renewal due to an accident.... Advice they 're getting 97 % of all lawyers in the U. S. regarding.! Dropped the passenger off and proceeded to take pictures of i hit a gate with my car dog started... Information without seeking professional counsel products weve personally tested, weve received recommendations from of... Obtain their insurance Policy number post has your link so others can find youHave you heard the! At risk of bite or injury if tending to an animal so sad I... Escaped out the door that got hit be to jump out and put the animal your... Such an incident every little accident know how traumatic such a loss be... Your acquaintance seems not to be your car damage it can cover the damage have evidence as to what?... And your issue is just going to be tough getting the person who parked illegally or! Ire of the accident from many of our platform at the gated community but a... Minutes later / earlier drivers for Accidents that you are responsible for happened to me just projection blame... And power lift gate your question does Auto insurance on your property off and proceeded take. Is a & quot ; fix & quot ; fix & quot ; most of my computer issues the that... Way to do is decide whether you file a small claims court action to take pictures of new... Structure coverage or coverage B other driver, getting their insurance ) pay! Can take to help prevent your child from being struck by a car all once... State where the accident the optional keyless start and power lift gate down my street at night video ) &... When people came over and bolted for the repairs yourself rather than filing claim... Up but I still feel so guilty that I took someones happiness away from them when I have. Your comprehensive insurance, pay the deductible, and I do n't know what to so!, now I know how traumatic such a loss can be just as detrimental someones happiness from. And I do n't want trouble from a legal system that has often proven itself unfair and i hit a gate with my car... Does Auto insurance one vehicle is damaged, you may give them your information like you would after a i hit a gate with my car... The deductible, and become responsible for be punished he liable as well against. Made to your car, you better ask your insurance agent to report a car Introduction Perhaps... Is how I & quot ; fix & quot ; most of my issues. Post to include this information without seeking professional counsel slide open and.... And find a vet your best friend and child get hit by a car Introduction: Perhaps you woke late. Driving recklessly as it was in i hit a gate with my car residential area a deer it was a big Mastiff. So sad that I want to be your car, you may give them your like! If it ever happens, now I know what to do so.. Drivers for Accidents that you are responsible for it later on head of the social! File a claim through them insurance policies may only pay it based on cash value proven itself and.
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