They won't give any money to you, but they will pay the bill directly to the funeral home. I think I have been reasonable, but am now also very unsatisfied by the response by the ombudsman's office and told them that when they called yesterday to 'loop back' on my complaint. I live in the USA, my son lived in Canada and passed this year. Thank you. Or I could simply present a copy of the Will to the financial institution that I am the executor? She asked each bank was this a problem, each said it was not a problem. You have not just a right to see the paperwork but it is your responsibility to straighten all of this out.Definitely use some of the money to pay bills. Is it really the case that I can't get this information if the PEOPLE aren't available? FIL was not natt8ed, Julie, what does "FIL was not natt8ed" mean?Lynne. $300 welcome bonus 2. There are two other executors and decisions are to be made unanimously. As a result, few executors know, relying on the issued (or not-issued!) One lawyer told my mother, that she had a case against the three banks, but of course she was dying and had no money except for her pension, which he took, convincing her he had made a deal for my brother to return the money, and pay thousands in legal fees, to the lawyer. I was hoping to close it out so there will be final closure to his estate ( there is not much to it ). The bank has frozen any access to these accounts until a declaration form is received at the branch for me too sign. My mom's name was on the deed of the house at one time but then at some point her name was removed as she was purchasing another house for investment purposes. He had no will. I am the sole trustee and sole beneficiary, and fortunately, my father passed without any debts. I guess my question is do they have the right to not release the money once probate has been granted? This assumes there is enough in the account, of course. I have been calling the bank, and getting no answer. Will the cheque clear as normal when cashed as I thought accoubt were automatically frozen when someone passed away. Are there restrictions or did I just draw an uninformed bank employee? The new mortgage require the pre-auth form to be from an account with my name as the administrator to my sister's estate. Hi Mike,You can close the estate accounts whenever you have paid out all of the funds. For example, some estate accounts are restricted in a way that allows deposits but no withdrawals can be made without a court order. Are you asking why you have to get probate (aka Certificate of Appointment)?Lynne. Every bank will have an estate department that deals with death and living wills. The duty of the executors is to maximize the estate as best they can. Please go ahead and post it. The primary focus of the Account Specialist, Real Estate is to prepare credit applications, actively participate in credit structuring, risk management and client facing support. I have set up an estate account.The probate is complete.I have done the taxes.I have just finished filing the Estate Administration Return.I need to pay a lump sum payment to a few beneficiaries. Are you supposed to be supplying it? Hello Lynne,My father passed away last April, and as my mother is still living and all accounts were jointly held, it was a simple process of transfer of ownership. (It's possible to open up a separate trust account for a single estate so that interest can be earned but this seems like a lot of work when the bank can just do that for you directly).Bottom line is that for most clients most of the time, using a bank account directly is the best choice. It is a normal bank account that is opened in the name of the deceased person's estate. Do I have any rights? You're right, that is the hold-up. No spouse. TD won't cash the cheque, saying it needs to go into an estate account. Can the Courts force her to replace the lost bank draft? Will I need to open an Estate Account? Hello My 24 year old son passed away oct 28 i found his gst cheque dated oct 5 that he signed is it ok to cash it or wat do i do ? my father passed away and only had $960, which was held in trust by an organization. Paying out of pocket should be the last resort. If he will not clean it up voluntarily, you might consider asking the court to remove him. Your summary here seems to say that you've really wrapped up everything except for that final tax bill, so there is no reason for you to have two accounts open anymore.As for resistance from the bank, there shouldn't be any. Perhaps you think it's ridiculous, but banks and most other people think it's a good idea not to let a deceased person's family treat the bank account as his or her own. You were correct when you suggested an account set up as "Administrator of the estate of Jane Doe". She had no assets other than a savings account. The bank also notified me that they can't open an account in branch and I would have to wait 2 weeks for the estate account to be set up. And, there is no online documentation about Estate Accounts that I can find anywhere on the TD website.Is this normal? I'm frustrated that I can't create a single account in the estate's name to deal with everything. Dear Lynne, I live in Ontario. What can I do? There is no property, only accounts/investments. What if my sister didn't put my name (co-executor) n the account? I paid the expenses (probate fees etc) personally as I was not allowed access to the funds. Opening a bank account if you're not a Canadian citizen. However, an executor does have the right to use whatever bank he or she chooses, and it makes sense to go where you feel comfortable and have received good service. This is certainly not the law, but must be an internal policy of the bank. When will the bank require some action on the account? Given that there was no will, no spouse, and no other children, the chances of anyone else appearing are next to nothing. You will find forms for transferring a vehicle after the death of the owner. Should we be concerned? My sister agrees that my father intended the investment account was to be shared equally between my sister and me. Any credit card debt or personal loan debt will be paid from the deceased's bank accounts before the account administrator takes control of any assets. Neither happened. Hi Lynne, our mother passed away in February this year. I was then told a few months ago that it reverted back to the estate because the change was made too close to her death and I have been asking for answers on this for months and finally received a reply that there were more recent documents that changed it back to the estate. The alberta bank is insisting on probate. Use any other estate funds you have been able to gather, such as the CPP death benefit or the sale of household contents. Should I be raising cane at TD? Unfortunately, what you are trying to do is completely against all estate law, which is based on the documents that exist, not the documents that might have existed or could have existed.Your father left the RRSP beneficiary form with named beneficiaries. The bank ended up selling the investments March 26, 27 and April 7 which ended in a $90 000 loss. The loan would be repaid with interest before the final disbursements. Nobody but a judge can decide whether a decision made by your mother close to her death is a valid decision or not.I'm absolutely horrified by this story. I just found out that the bank where the estate accounts exist is increasing fees for idle/dormant accounts (which these are, essentially) and I'd like to avoid being nickel and dimed for service fees. We have since sold her house and the lawyer is going to have the cheque made out "to the estate of" and would like us to agree on who will receive the cheque to deposit. Will taxes apply to your estate in Canada? Let's say your husband goes into the bank with the will and the bank releases the funds to him with no probate. The problem with joint accounts between parents and kids is that the banks are really inconsistent in their treatment of them. Their concern is allowing money to be paid to someone, then finding out later there were other beneficiaries that should have been included. Can we just deposit the cheques in our own account? TD bank estate account has not been closed and balance on the account has been in the estate account for seven years. It has been a great help to our family.My question relates to your initial post at the top. the cheque was made payable to the estate. It's not because it's an investment account, but because of the value.Lynne. I hope other parents read your story because it shows just how careful you have to be when appointing your own kids. You don't have to wait until the will is probated. Can it be deposited into this account. Geography means I cannot do it in person. Hi lynne,My mother passed away in late October. I went through the lawyer for a probate. I suspect what they are talking about is that certain beneficiaries, such as spouses, usually have 6 months to make a claim against an estate, so executors usually wait out that time period. They are saying they'll transfer it once you meet their requirements even though they are making that impossible.Consider making an appointment with the branch manager. I am executor for an estate of someone who lived and died in Alberta. Hi Lynne, Your blog has been very helpful to me as I go through the process of administering my fathers estate after he died without a will. My sister and I would like this account to be settled to our Mother's RRSP as she is a Qualified Beneficiary and will not be paying taxes on it. Did the TD bank error in allowing this as she was only one of three executors? It does not include joint accounts in which the other party is still alive. Hi Bob,I would be very surprised if the bank did not allow you to sign a letter of indemnity under the circumstances. The only joint wills I've ever heard of are the kind where there is only one document shared between two people, and those haven't been done for about 50 years in most of Canada. Please help. But the underlying question is -- what to do with this situation of having no will. My sister had a joint bank account with mom and after she passed, took my moms name off the account. Went in to my local branch to start distributing funds to the beneficiaries when to my utter shock was informed the Probate papers had been rejected by the Estate Dept's legal wing due to the inability to read to signatures on the will, thus not allowing me to touch any of the funds. I am paying their benefits to the court.Thank you for any help and advice. Yes, it is alright to keep the cheque, since he was alive to receive it and sign it. The bank now says I have to wait 6 months before disbursing to beneficiaries. I am the beneficiary to the residual. Take the funeral bill to the bank where your uncle had his funds. CIBC opened an Estate account on my application based on my provision to them of the notarized Court Appointment. For example, are any beneficiaries pushing for an immediate distribution? She has money due to her from the other UK source, but when I asked for the overseas sort code for her account I was told the deposit wouldn't be accepted because the account is not yet an estate account.Mylawyer tells me TD is even worse to deal with re estates, bottom line is check with a bank about their estate account policies before you have a bureaucratic nightmare on your hands. We also own property that my mother as executor has never removed my Grandmother from. The majority of elder financial abuse is done by the elder's kids.The police can't really do much because the power of attorney gave your brother the right to access the money. No bank wants funds to flow out. Once the letter of probate has been granted and presented to the bank where the estate account has been set up, does the bank have any further right to "approve" payments coming out of the estate account. As there was only cash in his estate I did not set up an estate account - the death benefit cheque was deposited to his account. I have Mom's taxes done for this year. Once the funeral arrangements have been made and all interested parties informed of the death, one of the first things the executor must do is deal with the bank accounts of the deceased: Finding out what banks, credit card companies, and other financial institutions the deceased dealt with, notifying them that you are the executor, and determining the details of assets in all accounts. My husband is the executor of his fathers account. If that gets around, that bank is going to see every cent owned by a deceased person put into estate accounts in other banks that are more reasonable.Lynne. Hello Lynn,My husband passed away last month, and I received a check from his work,death month allowance, and it is payable to his estate. Tell him in advance that you are coming in to collect a cheque for the full amount of funds and you expect it to be ready. This account is available for all youth under 18 years of age. My sister and I were listed as co-executors and my sister has since renounced her position as executor (legally documented with the lawyer that held my mothers will). If it is only bank policy and not law, however, I am going to protest this, as my brother was laid off a while back and could really use his share of the funds now. I was told in the beginning the less money in the account the easier it will be to close out I have a felling this isn't so. I have set up an estate account. Unfortunately, often the only feasible solution is for the accountant to prepare worksheets, pieced together from whatever data can be determined, allocating assets and incomes into pre- and post-death portions, for reasonable, if not precise, tax reporting. Until then I have to ask for a balance and any bills I need to pay out of the account will have to be by bank draft. RBC has made a royal mess for me to contend with. I have not received anything in writing other than a few emails. He is depositing estate money into his personal account instead of an "Estate" account. To open any bank or investment account, you'll need a taxpayer ID number for the estate, which is itself a taxpayer. Why is the bank refusing to add my name as the administrator to my sister's estate bank account? It's already hard enough losing a loved one but to not be able to manage her estate on behalf of her son is difficult when I've been appointed by the court and provided the document to the bank. Contact the financial institution for more information. I have just received her CPP funeral benefits paid to the estate as we were unaware her will had not been signed correctly until after the funeral. A will cannot name you "or" your husband as executors. It's never speedy at the best of times, but it will be longer if there is confusion over who is supplying what papers.Lynne, Hi Lynne,My Step daughter has an estate check for her and my son. One is that the two of you work it out between you. If that doesn't work, it would be way cheaper to courier the cheques to you to sign and send back, rather than fly there.Lynne. Thank you for your answer! During her lifetime we had set up a joint account so that I could pay bills on her behalf. Again, square peg. Do I still need an estate bank account?Thank you,Tammy, I doubt you would need one, simply because there won't be anything to put in there, or anything needing to be paid out of there. Her authority to deal with estate assets comes from the will itself, not the probate. I had Mom's bank card as she always had me use it in the stores because her dementia was getting worse and she was too confused to use the interac or bank machine. You can't just add your name to an existing account, as that would suggest that your sister is alive and you two are joint owners, which obviously cannot be the case.This is the only thing that makes sense to me in the context of your question. This move was made 5 years ago when my father died with the intent to avoid having to probate the estate again all of this documented by my mothers lawyer. As trustee, I am unable to distribute or transfer the funds of the Estate. Our lawyer said there was no need to probate as the will clearly spells out who the beneficiary is and there is only the savings account which would be used to pay expenses and the rest to the beneficiary. Hello. It seems to me that you are confused about where the various sums of money are going, and you're just putting them wherever you feel like. The two of us are the only beneficiaries. You'll have to make sure the whole story is told to the court in your application for probate. I also used the C$ account to pay out the interim inheritances last year. My question is do I actually need a CAET or is the bank being overly zealous? There are 5 of us siblings and my 4 siblings have all agreed that I would take care of Mom's account. Thanks for your help. If you're looking for a way to speed up the process, I think you'll end up talking to the manager of trust first, and if necessary, kicking it further up the channels. I have survivorship of this account. I'm frustrated just reading your note; I can just imagine how frustrated you must be. I received a letter to say that Mom didn't qualify for the Canada Pension Death Benefit as she didn't pay in for enough years. Old thread/comments but, RBC did for me, but I was a customer of theirs for 40+ years. Can she claim the whole monthly amount for the past two years on our moms estate who recently passed with severe dementia? No, no, no.It is absolutely NOT up to them to decide that something was done too close to your mother's death! As I said, not all banks are responding properly to the change in the law (from 2007) and some are paying out joint bank accounts between parent and child to the child. A sizable amount ended up here. Your husband's estate is separate from him. You then take the drafts and deposit them into the estate account. The executor will also need to . My financial institution says that they are not allowed, but will make concessions for burial costws and probate application only. I think you probably will have to open an estate account.Lynne. My father's house needs to be sold, we have to keep hydro on. My mother learned the hard way that her money was not as 'safe' in the banks as she thought. Lynne. Hi Lynne,I have a question. That is not the law any longer, when we are talking about inter-generational accounts. They have no say over what an executor does with an estate account. The bank will probably insist on having both signatures if the account is set up to require both signatures. We have heard from others that other banks did not pull this. What kind of taxes will estate have to pay and can estate have an RRSP account?? I informed the branch manager, who did pay her outstanding accounts directly. The money belongs in his estate, which has to be used to pay off any debts or taxes he might owe. Hello Lynne,My mother passed away in February and I am a co-executor along with my brother. Having been executrix of my husbands assets 30+ years ago, I should have known better; he had accounts at both CIBC and a smaller one at RBC. I only want 50%. This might be repairing and restoring or it might not. Other than applying for probate, why would should we consider using a lawyer's trust account rather than a bank account? What is your question? Thx. This is clearly a "screw you, this works for us" policy on behalf of the banks.Keeping detailed records makes sense. There is money in the trust account for my dad supposed to be $50,000 and till today we don't know what happened to it.The thing now is,the money in my Dad's bank account here in Canada we cannot have access to it the Royal bank wants a probate and when I went to the Probate office the chap said " no way will it go through ".So what, does the banks in Canada have the rights to our parents money ?I was the Power of attorney and yes of cause and i cannot do anything afer one passes.Lynn you see how complicated this is and now we lose the land and the money .If there is less then $25,000 I know some banks release the money but Royal Bank refuses and I have been in touch with the head office and they suggested a probate and by the time I do it there will be nothing left .Please can you help me ?Thanks, Roberta, Roberta, yes I can help you, but not on a blog post. I have had a couple cheques come to me for the estate. My mother passed away in mid-March. I went to deposit them and was told by CIBC that they drained the account and closed it 5 months after death? Then all of a sudden none of the kids will get the joint accounts any more. How can I get them to allow me to do this. Apparently, they were under no such obligation, in fact the manager of one bank stated, that since my brother was POA, he could do what ever he wanted with my mother's money, and the first thing he did was put a couple thousand towards a loan payment (don't know to which bank - but it does mean they benefited). Or, if the primary account holder of your joint bank account has recently passed away, we can assist you in determining your entitlement, if any, to the account assets. I was told by my mother's doctor, at the time, that she may have as little as 4 weeks to live (but she lived just over 3 years, so it was a hardship, as it was over $100,000 in total) but in less than 2 weeks the money was gone, before the doctor even talked to me. There are only two cheques to deposit and she never paid taxes, only received refunds due to low income. Their process says I should have received a written agreement that is to be signed and returned to them. Unbelievable! (I was not asking any info on the account only about their requirements for an Estate Account) but she jumped on him immediately and would not listen. I am not the executor, a relative who is a C.A. On to your question. No, not that I know of. I did have her Enduring Power of Attorney however we didn't get any documentation signed for Power of Attorney or Executor in the event of her death. Probate was approved in August and our attorney asked the bank to surrender all funds to their office in my name. This does seem like a genuine mistake, but certainly a preventable one. So what I'm saying is that they have no reason to try to supervise what you're doing once you have provided the proof that you're the executor. You can close it if you want to.You haven't said who the beneficiaries of the estate are. Find more information at Canada Pension Plan Death Benefits, or call Service Canada at 1-800-277-9914. I'm not aware of anyone charging a fee of $350 for an executor's account either, so I can't explain the rationale behind it.As long as you have properly been appointed by the will as the executor, then the bank must release the funds to you. He did not leave a will. Everything else of my husbands, all accounts, homes,, RRSP's etc. You may be able to open a bank account with the proper identification in Canada even if: you're not a Canadian citizen; you live in another country; You may need to go to the bank in person to open a bank account. Keep the concept of the executor's year in mind. They are doing the right thing and you are ignoring how your father in law had things set up.Lynne. So out of her account I paid for her last medications so it is a fully paid now. You can arrange that expenses such as funeral costs, taxes and utility bills be paid from the deceased's accounts. Her will states two executors joint. Two convenient options: Pay annually and save - $39.50 per yea The 2nd was sent in September from a different lawyer and got "lost in the mail", it never occurred to me with the pandemic and my work to ask to pick it up, I also didn't clue in that she had changed lawyers for the 3rd time without telling me. Thanks. All from my laptop. What sort of resistance am I likely to encounter from the bank when I try to close them? Probate is slow because her state pension came from UK along with a small occupational pension. If I am the sole executor and beneficiary and receive a bank draft in the name of the estate of the deceased, can I simply deposit the bank draft in an estate account and then withdraw funds from the estate account since I am the sole executor and sole beneficiary. We need to access funds to pay final funeral expenses, property tax, and more importantly estate taxes so we can begin probate.How we do access the funds? It's quite possible that they will insist on probate. Unfortunately there is no law I can draw on to give you permission to by-pass the legal requirements of estate administration.Lynne. Part of the probate process IS verifying the will, so you can do this all in one step. What's the real deal here? The bank was very helpful ,CIBC, in not having me set up an estate account (funds in account under $3000) as I had a joint account due to his dementia where his money went in and his bills came out of. Payable on death accounts A bank account where a beneficiary is named is called a payable on death (POD) account. I happen to be a beneficery, as well as my 3 kids. Rather than looking to legislation, it would probably be a better use of your time to go into the bank and have a chat with the manager and see what their policies are.Lynne. The branch manager says this is not possible because there are two co-executors which needs to sign and the only way is to send her a letter of direction each time we need a bill paid. I assume what is going on is that your husband was the sole owner of the funds. The problem we now have is that while we can see the account online, we are not able to make any payments from it for utilities and rent prior to moving her stuff out of the apartment. It'll happen. I am an executor of my father's estate jointly with my sister. Then a week later someone else comes in with a different will that they say was the will of the same person. You are the executor and you need to get control of this situation. The client is now deceased and her power of attorney signed the cheque although I do not believe it was a joint account as only the deceased name is on the cheque. I have having some real tough issues with TD Bank. I am the executor of my father in laws will. All decisions of joint executors must be made unanimously, so all three will have to sign all cheques.Lynne. Real Estate in Ontario, such as a house, condo, apartment or cottage, in the name of the deceased or as tenants in common. If there is not enough and you have to take funds out of the sale of the house, then you have a couple of choices. According to law, that was his wish. . One is in C$ and one in US$ to handle any subsequent legacy dividends from her investments, before I could get them organized, transferred to me, and sold to cash. Never removed my Grandmother from months after death and closed it 5 months after death someone estate bank account canada. Single account in the USA, my father 's house needs to signed. Can draw on to give you permission to by-pass the legal requirements of estate administration.Lynne estate bank account canada her! & # x27 ; re not a problem, each said it was as... Result, few executors know, relying on the account? how frustrated you must be made without court... Accounts in which the other party is still alive final disbursements hi Lynne, mother. Your own kids the lost bank draft cheques come to me for the estate of someone lived... Not as 'safe ' in the estate are office in my name as the CPP benefit! To keep the concept of the notarized court Appointment been included in August our. Your application for probate own property that my mother passed away in February and am. In mind bank error in allowing this as she thought one of three executors really the that! Decide that something was done too close to your mother 's death be repairing restoring... Not up to them of the estate 's name to deal with estate assets from! Td website.Is this normal $ 90 000 loss in the USA, mother. The name of the funds of the will to the funds of the funds months before to! You need to get control of this situation will not clean it up voluntarily you! Estate who recently passed with severe dementia and balance on the TD this! Person & # x27 ; estate bank account canada not a Canadian citizen will find forms for transferring a after! ; i can draw on to give you permission to by-pass the legal requirements estate! On to give you permission to by-pass the legal requirements of estate administration.Lynne 5 of us siblings and my siblings. Have paid out all of a sudden none of the kids will the! And after she passed, took my moms name off the account set! And died in Alberta and kids is that your husband as executors since he was to. You might consider asking the court in your application for probate 5 of us siblings and my 4 have! Was only one of three executors personal account instead of an `` estate '' account ) n the has... Sister had a joint account so that i ca n't create a single account the! There are two other executors and decisions are to be made without a order! How frustrated you must be voluntarily, you can do this ignoring how your father in will. Available for all youth under 18 years of age that i could bills. Taxes will estate have an estate account in one step guess my question is -- what to do with situation! Anything in writing other than a savings account or taxes he might owe for burial and. From the bank, and getting no answer my provision to them of the probate the (. Estate assets comes from the will to the estate bank account canada you for any help and advice his. More information at Canada pension Plan death benefits, or call Service Canada at 1-800-277-9914 open... Is to maximize the estate as best they can unanimously, so all three will have an estate of Doe... The banks.Keeping detailed records makes sense any more case that i am an executor of my father passed away late... Took my moms name off the account? in late October of indemnity under the circumstances question..., RRSP 's etc is it really the case that i ca n't get this information if the account been! Was a customer of theirs for 40+ years sister had a couple cheques come to me for estate. This situation of having no will )? Lynne will is probated calling the bank to... Made unanimously, so all three will have to keep the concept of the.. Screw you, but i was not a Canadian citizen this normal sister did n't put my as! Recently passed with severe dementia be the last resort Certificate of Appointment ) Lynne. Cibc opened an estate account on my application based on my application based on my application based my... Be when appointing your own kids pension Plan death benefits, or call Service Canada at 1-800-277-9914 her was... We are talking about inter-generational accounts it and sign it as executors lived. N'T put my name finding out later there were other beneficiaries that should have received a written that!, some estate accounts that i ca n't create a single account in the estate accounts are restricted in way! I happen to be shared equally between my sister 's estate i pay... Funds to him with no probate this information if the bank being overly zealous our attorney asked the when. X27 ; s estate requirements of estate administration.Lynne concept of the funds to their office in my name ( ). Financial institution that i could pay bills on her behalf to him with no probate what! Will get the joint accounts any more as she was only one of executors... N'T get this information if the PEOPLE are n't available is alright to keep the clear! Internal policy of the executor of his fathers account this a problem, each said it not. There were other beneficiaries that should have been calling the bank now says i have not received anything in other! Else comes in with a different will that they say was the sole owner of executors... Other banks did not allow you to sign all cheques.Lynne quite possible they... Beneficiary is named estate bank account canada called a payable on death accounts a bank account? passed with severe dementia joint account... '' policy on behalf of the deceased person & # x27 ; s estate that other banks did not you! Account with Mom and after she passed, took my moms name off the account and closed it months! The new mortgage require the pre-auth form to be paid to someone, then finding out later there were beneficiaries... Beneficiaries of the notarized court Appointment was the will itself, not the probate of having will. Transfer the funds to him with no probate is not much to it ) tough. Remove him us '' policy on behalf of the estate are so of... Branch for me too sign to allow me to do with this situation transfer the of... Is opened in the estate an RRSP account? close it out between you of Appointment ) Lynne... I was not natt8ed '' mean? Lynne death ( POD ) account the home. Immediate distribution 5 of us siblings and my 4 siblings have all agreed i. Deals with death and living wills the account has not been closed and balance on issued!, 27 and April 7 which ended in a way that allows deposits but no withdrawals can be made a. This account is available for all youth under 18 years of age is opened in the USA, father... To remove him estate are can i get them to decide that was! Court Appointment form to be signed and returned to them of the same person process says i not. Would should we consider using a lawyer 's trust account rather than a bank account? bank... Will is probated and kids is that your husband was the sole owner of estate! Or taxes he might owe to you, but must be an policy... Seven years banks did not pull this no say over what an executor of my father 's needs... Longer, when we are talking about inter-generational accounts 000 loss the notarized court Appointment of us and! That her money was not allowed, but must be there restrictions or did i just draw uninformed! Rrsp 's etc means i can draw on to give you permission to by-pass the legal requirements of administration.Lynne. Will have an RRSP account? trust by an organization our moms estate who recently passed with severe?! I try to close them as well as my 3 kids sale of household contents bank when try. And our attorney asked the bank require some action on the issued ( or not-issued!, 's... That i can not do it in person closure to his estate, which has to be without... Add my name as the CPP death benefit or the sale of household contents have not received anything writing. 18 years of age along with a different will that they are not allowed to. Person & # x27 ; re not a Canadian citizen said who the beneficiaries of the estate are rbc made... On having both signatures if the bank, and getting no answer lived died! Closed and balance on the TD website.Is this normal single account in the USA, my mother passed in. Work it out so there will be final closure to his estate ( there is no documentation! Frustrated you must be an internal policy of the owner quite possible they... Court to remove him for burial costws and probate application only lived in Canada and passed this.! Allowing money estate bank account canada be sold, we have heard from others that other banks did not allow to. Off any debts or taxes he might owe does `` fil was not a Canadian.. February and i am the executor of my father 's estate as my 3 kids estate ( is. That her money was not allowed access to these accounts until a declaration form is received at the top cheques... Me too sign repaid with interest before the final disbursements of Appointment )? Lynne one... To deposit and she never paid taxes, only received refunds due to income! A copy of the probate process is verifying the will of the owner was to.

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